USAA Insurance

United Services Automobile Association (or USAA) has provided financial services and insurance to the men and women of the armed forces for more than 75 years. The company was built to suit the needs of the military and their families. USAA offers excellent service at a competitive price and is rated among the best casualty and property insurance companies in the United States.

Who Is Eligible

USAA Insurance provides its products and services to those who are eligible. Those who qualify for these benefits include active duty officers and enlisted personnel, officers and enlisted personnel for the National Guard and Reserve officers, and officer candidates in commission programs like ROTC and OTS. Former spouses and adult children of USAA members are also eligible for membership.

Insurance Products

USAA covers a wide range of insurance needs for military personnel. Members are eligible for competitive rates on auto insurance and homeowners insurance. Worldwide coverage of personal property is also available for a low monthly rate. Other insurance options include reduced rates for term life insurance and whole life insurance and long-term care plans with discounted rates from leading providers.

Financial Products

Military officers can also benefit from the financial products available though USAA. The company offers investment services including mutual funds, college savings plans, affordable IRAs, and Internet stock trades. Members can also receive no-fee checking and free online banking. Low rates on mortgages, automobile, and equity loans as well as low rate credit cards are also available. Members should also take advantage of the financial planning services USAA makes available to them, including free guidance from professional advisors and affordable personally customized financial plans.

Special Discounts

USAA is also affiliated with a number of commercial businesses that offer discounts to members. Companies associated with USAA include those offering discounts on cruises, floral deliveries, car rental services, diamonds and fine jewelry, and military gifts to name a few.