Capital One Auto Finance

Capital One is one of the most popular consumer lending institutions. If you have plans to finance a car but don't want to finance through a dealerships, Capitol One's direct lending services may suit your needs.

Capital One Loan Products

Capital One addresses the needs of customers seeking auto loans through 3 programs: auto financing for new and used vehicles, new and used motorcycle financing, and auto refinancing, as well as lease buy-outs. Capital One encourages auto loan applicants to apply online to get a quick, same-day response. Most customers can borrow from $7,500-$100,000, and financing through Capital One allows the customer to shop as a cash buyer. Capital One's Blank Check program grants customers personalized blank checks that they can take to any dealership or independent seller for an efficient no-hassle experience. This direct lending method eliminates waiting for dealership loan applications results and lengthy financing processes, and gets the customer into the vehicle of their choice faster. Those buying out leases can save money on their pre-existing loans.

Capital One Financial

Capitol One Auto Finance is a division of Capital One Bank. Capital One Financial Corporation is the group's holding company, and is based in Virginia. Capitol One operates through their consumer lending, auto finance and International divisions to provide a wide variety of loan products, including credit card services, auto loans, home loans, insurance, health care finance, as well as personal and small business loans. Capital One's international sector includes operations in the U.S., Canada, the U.K., and South Africa. Capital One's CEO is Richard D. Fairbank, a Stanford University graduate. Fairbank believes the combination of effective marketing, information and technology provides the best means to bring services to customers. Much of this idea is reflected in Capital One's online operations, allowing users to handle their finances online.