Capital One Auto Finance

Capital One auto finance is a solid way to pay for your next new or used vehicle purchase. Capital One offers its customers their Blank Check® for their vehicle purchases, which adds ease and convenience to any vehicle purchase. In addition, Capital One offers a variety of loan terms to fit your lifestyle, purchase, and preferences in a vehicle loan.

Blank Check® For Your Loan

Capital One offers their Blank Check® system as a way to make your vehicle purchase easier. The Blank Check® works just like the checks you have for your own checking account. Capital One issues you a check good up to the amount for which they have approved you. You simply make out the check for the amount of purchase and hand it over to the dealer or owner of the vehicle you wish to buy. Also, you have not accepted the loan until you sign the check over to the seller. Only then will you be accepting the conditions of the loan that have been attached to the check.

Loan Terms

Capital One auto finance also offers you the terms to make your purchase easier and quicker. For example, the applicable percentage rate for your loan is locked for 45 days after you finish your application and submit it. That way you can shop for your vehicle without worry of losing the rates you have chosen. In addition to that, Capital One does not ask for a down payment, nor do they charge any application fees. With all of that in mind, Capitol One also understands your lifestyle may require things to happen quickly. To that end, they offer 15 minute loan response during business hours as well as an overnight Blank Check® delivery option (fee required).